Flat broke? Maybe you think you need a pay day loan. Typically, pay day lenders require a consumer to provide a photo ID, cancelled check, and a payroll check in order to process a pay day loan. A review of internet pay day loan web sites found lenders seeking information far beyond what is typically required by a lender to make a credit decision. Examples of the type of information sought by some internet pay day lenders include a consumer's ATM PIN (personal identification number), license plate number, social security number, date of birth, mother's maiden name, height, weight, and eye color. Consumers should never provide such information to a company that they are not 100 percent certain is reputable. Your PIN should never be shared with anyone! This information is certainly not required to make pay day loans. Given the lack of identifying information about these companies and the requirements to submit significant personal and financial information, consumers should be greatly concerned.

Compare several of the links here and you will can see that rates vary considerably, and not all companies require more information than necessary.